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Dealing with money issues can sometimes be off-putting, but if you don't understand how things like credit or mortgages work, you could end up losing out financially or getting yourself deep in debt. The following pages will give you the information you need to make the right choices, including help to deal with your debt problems, how to avoid losing your home and how to get your finances back into shape.

Help with the Cost of Living
Check what extra help you could get if you're struggling with the cost of living - including the Cost of Living Payment scheme.

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Help with Debt

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Get help to work out how much money you owe and which debts you should pay back first.

Using a Food Bank

How to get emergency food from a food bank

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Debt

Solutions
Learn about bankruptcy, IVAs, DROs and other potential solutions

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Debt and Money

 

Click here for our in depth articles on debt and money

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Budgeting


 

 

Use our budgeting tools to get help with managing your finances

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When your creditor acts

Understand what happens when bailiffs and courts get involved and what information and actions can be used by people you owe money to.

Borrowing Money

Understanding different types of borrowing and how they may affect you

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Financial Advice

Information on choosing a qualified financial adviser, how much advice will cost, a checklist of things to think about before seeing an adviser and how to make a complaint.

Sample

Letters
Use some of our templates to help you write your own letters

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Mortgage Problems

Click here for help with mortgages

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Banking

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Get information about how the banking systems works and what to do if something goes wrong

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Gambling Problems

Get help with gambling problems or what to do if you are worried about someone else gambling

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Rent

Arrears

Learn what help is available if you are struggling to keep up with rent payments

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Pensions

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What are the different types of pensions and what happens as you get near to retirement

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Getting tax advice

Check how to get help with tax issues

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